Splitwise is a well-known expense splitter, and plenty of people use it happily. But if most of your spending runs through UPI, you may want a tool that treats UPI as a first-class citizen instead of an afterthought. Here is what to compare.
1. Does it log spends for you?
With a typical splitter you still type in every expense. A tool built around UPI can read the bank and payment alerts already landing in your inbox and turn them into entries. Contriii is designed this way: your HDFC, SBI, ICICI and Google Pay alerts become tracked spends you can split with one tap.
2. How many ways can you split?
Equal splits cover about half of real life. Look for exact amounts, percentages, shares, itemised bills and multiple payers. Contriii has eight split methods so the app fits the bill, not the other way around.
3. Trips and shared pots
Group travel is where simple tools break down. You want a shared budget, an itinerary, and a pot everyone contributes to. Check whether the app can track a trip as a single project instead of a scatter of expenses.
4. Reminders people actually read
In India the reminder that works is the one on WhatsApp. Look for nudges with the amount and context already filled in.
5. Can you bring your history?
You should not have to start from zero. Contriii lets you export a CSV from Splitwise and import it into a Contriii group in one step.
6. Privacy and permissions
Ask what the app can read and what it can do. Contriii only reads transaction alerts, never asks for banking passwords or your UPI PIN, and cannot make payments.
7. Price
The core Contriii app is free: tracking, budgets, splits, trips and the Game Zone.
So should you switch?
If you are happy typing expenses into your current app, there is no need. If you are tired of manual entry and want something that understands UPI, join the Contriii waitlist and bring your history across when we open your city.
Splitwise is a trademark of its respective owner. Contriii is not affiliated with or endorsed by Splitwise.